Brown and Caldwell 401(k) match, vesting and fees
What Brown and Caldwell's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Baker Tilly (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 266 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.
| Brown and Caldwell: employer contribution per participant | $3,118 | |
| Peer median | $2,664 |
| Brown and Caldwell: average balance | $233,596 | |
| Peer median | $119,448 |
| Brown and Caldwell: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.09% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $500M at the end of plan year 2021 to $653M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,070 | $653M | $8.7M | $3,118 | 0.08% | Not published | Form 5500 ↗ |
| 2024 | 3,022 | $575M | $8.2M | $2,975 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 2,864 | $499M | $7.6M | $2,891 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 2,666 | $420M | $6.9M | $2,792 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 2,482 | $500M | $6.2M | $2,647 | 0.11% | Not published | Form 5500 ↗ |
Other Brown and Caldwell plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Brown and Caldwell Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Baker Tilly US, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Brown and Caldwell match 401(k) contributions?
The match terms for the Brown and Caldwell Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $8.7M in employer contributions, about $3,118 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Brown and Caldwell 401(k) match vested?
The vesting schedule for the Brown and Caldwell Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Brown and Caldwell 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is Brown and Caldwell.
I left Brown and Caldwell. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Brown and Caldwell, (303) 239-5443) or the recordkeeper, Empower Annuity Insurance Company. The Brown and Caldwell old 401(k) page lists the contacts from every plan filing. Find an old Brown and Caldwell 401(k)
Data from the public Form 5500 annual reports Brown and Caldwell filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Brown and Caldwell. Not financial advice. Report a correction · Methodology