Build 401(k) match, vesting and fees
What Build's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance and Annui | Schedule C ↗ |
| Independent auditor | Kimberlin Company, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.
| Build: employer contribution per participant | $819 | |
| Peer median | $1,803 |
| Build: average balance | $20,442 | |
| Peer median | $48,934 |
| Build: admin expenses ÷ assets | 0.28% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $539K at the end of plan year 2021 to $2.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 239 | $2.2M | $90K | $819 | 0.28% | Not published | Form 5500 ↗ |
| 2023 | 230 | $1.7M | $83K | $771 | 0.91% | Not published | 5500-SF ↗ |
| 2022 | 257 | $798K | $52K | $568 | 0.95% | Not published | Form 5500 ↗ |
| 2021 | 105 | $539K | — | — | 2.10% | Not published | 5500-SF ↗ |
Common questions
Does Build match 401(k) contributions?
The match terms for the Build Inc. Employees Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $90K in employer contributions, about $819 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Build 401(k) match vested?
The vesting schedule for the Build Inc. Employees Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Build 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Voya Retirement Insurance and Annui. The plan administrator is Build Incorporated.
I left Build. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Build Incorporated, (773) 227-2880) or the recordkeeper, Voya Retirement Insurance and Annui. The Build old 401(k) page lists the contacts from every plan filing. Find an old Build 401(k)
Data from the public Form 5500 annual reports Build filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Build. Not financial advice. Report a correction · Methodology