Find an old Builders Exchange of the Southern Tier 401(k)
Construction Industry 401k Plan
Builders Exchange of the Southern Tier, Inc. · Plan 333 · EIN 16-0810649 · Falconer, NY
| Plan administrator | Builders Exchange of the Southern Tier, Inc. 65 E Main Street, Falconer, NY 14733-1336 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Transamerica Financial Life Insuran | Schedule C ↗ |
| Former employees with balances | 73 separated participants still had money in the plan | Form 5500 ↗ |
Southern Tier Building Trades Laborers Profit Sharing Plan
The Builders Exchange of the Southern Tier Inc. · Plan 002 · EIN 16-0810649 · Jamestown, NY
| Plan administrator | Southern Tier Building Trades Laborers Profit Sharing Plan 202 W 4th St, Jamestown, NY 14701-4982 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Northwest Bank | Schedule C ↗ |
| Former employees with balances | 4 separated participants still had money in the plan | Form 5500 ↗ |
Builders Exchange of the Southern Tier 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Builders Exchange of the Southern Tier 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Builders Exchange of the Southern Tier, Inc., (716) 665-4026. The accounts are held by the recordkeeper, Transamerica Financial Life Insuran. Have your Social Security number and dates of employment ready.
What is the Builders Exchange of the Southern Tier 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (716) 665-4026.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Builders Exchange of the Southern Tier and does not hold accounts. Not financial advice. Report a correction