BWC Terminal Holdings 401(k) match, vesting and fees

Plan year 2025 filingBwc 401(k) Savings Plan · Plan 001 · EIN 20-4755936Updated Oct 2026

What BWC Terminal Holdings' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $4.2M in employer contributions, about $7,240 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$104,950
Average account balance
589
Participants (end of year)
$61M
Plan assets (end of year)
0.14%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorRyan and Mann LLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 21 defined-contribution plans in management of companies and enterprises with 500 to 999 participants.

BWC Terminal Holdings: employer contribution per participant$7,240
Peer median$3,322
BWC Terminal Holdings: average balance$104,950
Peer median$92,679
BWC Terminal Holdings: admin expenses ÷ assets0.14%
Peer median0.18%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $34M at the end of plan year 2021 to $61M at the end of plan year 2025.

$34M2021$31.1M2022$40.8M2023$50.2M2024$61M2025
End-of-year figures from each plan year's Form 5500 filing for the BWC Terminal Holdings plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025589$61M$4.2M$7,2400.14%Not publishedForm 5500 ↗
2024568$50.2M$3.8M$6,7710.15%Not publishedForm 5500 ↗
2023548$40.8M$3.6M$6,8260.16%Not publishedForm 5500 ↗
2022428$31.1M$2.8M$6,7000.13%Not publishedForm 5500 ↗
2021417$34M$2.7M$6,4950.18%Not publishedForm 5500 ↗

Common questions

Does BWC Terminal Holdings match 401(k) contributions?

The match terms for the Bwc 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $4.2M in employer contributions, about $7,240 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the BWC Terminal Holdings 401(k) match vested?

The vesting schedule for the Bwc 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the BWC Terminal Holdings 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Bwc Terminal Holdings LLC.

I left BWC Terminal Holdings. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Bwc Terminal Holdings LLC, (832) 879-6019) or the recordkeeper, Fidelity Investments Institutional. The BWC Terminal Holdings old 401(k) page lists the contacts from every plan filing. Find an old BWC Terminal Holdings 401(k)

Data from the public Form 5500 annual reports BWC Terminal Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with BWC Terminal Holdings. Not financial advice. Report a correction · Methodology