Capital City Bank Group 401(k) match, vesting and fees
What Capital City Bank Group's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 46 defined-contribution plans in management of companies and enterprises with 1,000 to 4,999 participants.
| Capital City Bank Group: employer contribution per participant | $2,385 | |
| Peer median | $2,622 |
| Capital City Bank Group: average balance | $72,666 | |
| Peer median | $114,810 |
| Capital City Bank Group: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $49.8M at the end of plan year 2021 to $86.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,204 | $86.3M | $2.8M | $2,385 | 0.14% | Not published | Form 5500 ↗ |
| 2024 | 1,021 | $56.8M | $1.9M | $1,852 | 0.28% | Not published | Form 5500 ↗ |
| 2023 | 1,305 | $48.1M | $1.6M | $1,416 | 0.27% | Not published | Form 5500 ↗ |
| 2022 | 1,175 | $42M | $1.4M | $1,222 | 0.31% | Not published | Form 5500 ↗ |
| 2021 | 1,205 | $49.8M | $1M | $887 | 0.30% | Not published | Form 5500 ↗ |
Other Capital City Bank Group plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Capital City Bank Group, Inc. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Capital City Bank Group match 401(k) contributions?
The match terms for the Capital City Bank Group, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $2.8M in employer contributions, about $2,385 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Capital City Bank Group 401(k) match vested?
The vesting schedule for the Capital City Bank Group, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Capital City Bank Group 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Capital City Bank Group, Inc..
I left Capital City Bank Group. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Capital City Bank Group, Inc., (850) 402-7152) or the recordkeeper, Empower Annuity Insurance Company O. The Capital City Bank Group old 401(k) page lists the contacts from every plan filing. Find an old Capital City Bank Group 401(k)
Data from the public Form 5500 annual reports Capital City Bank Group filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Capital City Bank Group. Not financial advice. Report a correction · Methodology