Capital District Physicians Health Plan 401(k) match, vesting and fees
What Capital District Physicians Health Plan's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Bonadio & Co. LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Capital District Physicians Health Plan: employer contribution per participant | $2,471 | |
| Peer median | $2,966 |
| Capital District Physicians Health Plan: average balance | $157,149 | |
| Peer median | $104,792 |
| Capital District Physicians Health Plan: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $251M at the end of plan year 2021 to $267M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,732 | $267M | $4.2M | $2,471 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 1,682 | $239M | $4M | $2,428 | 0.09% | Not published | Form 5500 ↗ |
| 2022 | 1,686 | $207M | $3.6M | $2,160 | 0.11% | Not published | Form 5500 ↗ |
| 2021 | 1,675 | $251M | $10.9M | $6,568 | 0.15% | Not published | Form 5500 ↗ |
Common questions
Does Capital District Physicians Health Plan match 401(k) contributions?
The match terms for the Capital District Physicians' Health Plan, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $4.2M in employer contributions, about $2,471 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Capital District Physicians Health Plan 401(k) match vested?
The vesting schedule for the Capital District Physicians' Health Plan, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Capital District Physicians Health Plan 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Capital District Physicians Health Plan, Inc..
I left Capital District Physicians Health Plan. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Capital District Physicians Health Plan, Inc., (518) 641-5623) or the recordkeeper, Empower Annuity Insurance Company O. The Capital District Physicians Health Plan old 401(k) page lists the contacts from every plan filing. Find an old Capital District Physicians Health Plan 401(k)
Data from the public Form 5500 annual reports Capital District Physicians Health Plan filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Capital District Physicians Health Plan. Not financial advice. Report a correction · Methodology