Cardinal Financial Company, Limited Partnership 401(k) match, vesting and fees
What Cardinal Financial Company, Limited Partnership's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Richey, May, & Co., LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Cardinal Financial Company, Limited Partnership: employer contribution per participant | $800 | |
| Peer median | $3,266 |
| Cardinal Financial Company, Limited Partnership: average balance | $58,043 | |
| Peer median | $137,177 |
| Cardinal Financial Company, Limited Partnership: admin expenses ÷ assets | 0.37% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $99.7M at the end of plan year 2021 to $88.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,549 | $88.3M | $1.2M | $800 | 0.37% | Not published | Form 5500 ↗ |
| 2024 | 1,748 | $84.6M | $878K | $514 | 0.52% | Not published | Form 5500 ↗ |
| 2023 | 2,563 | $97.1M | $2M | $787 | 0.49% | Not published | Form 5500 ↗ |
| 2022 | 3,335 | $87.9M | $3.9M | $1,224 | 0.48% | Not published | Form 5500 ↗ |
| 2021 | 4,498 | $99.7M | $7M | $1,611 | 0.71% | Not published | Form 5500 ↗ |
Common questions
Does Cardinal Financial Company, Limited Partnership match 401(k) contributions?
The match terms for the Cardinal Financial Company, Limited Partnership 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $1.2M in employer contributions, about $800 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cardinal Financial Company, Limited Partnership 401(k) match vested?
The vesting schedule for the Cardinal Financial Company, Limited Partnership 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cardinal Financial Company, Limited Partnership 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Cardinal Financial Company, Limited Partnership.
I left Cardinal Financial Company, Limited Partnership. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cardinal Financial Company, Limited Partnership, (704) 903-6679) or the recordkeeper, Principal Life Insurance Company. The Cardinal Financial Company, Limited Partnership old 401(k) page lists the contacts from every plan filing. Find an old Cardinal Financial Company, Limited Partnership 401(k)
Data from the public Form 5500 annual reports Cardinal Financial Company, Limited Partnership filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cardinal Financial Company, Limited Partnership. Not financial advice. Report a correction · Methodology