Cardi's Department Store, Inc. D/B/A Cardi's Furniture 401(k) match, vesting and fees
What Cardi's Department Store, Inc. D/B/A Cardi's Furniture's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Edelman Financial Engines, LLC | Schedule C ↗ |
| Independent auditor | Disanto Priest & Co (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,141 defined-contribution plans in retail trade with 100 to 499 participants.
| Cardi's Department Store, Inc. D/B/A Cardi's Furniture: employer contribution per participant | $413 | |
| Peer median | $1,216 |
| Cardi's Department Store, Inc. D/B/A Cardi's Furniture: average balance | $49,228 | |
| Peer median | $50,590 |
| Cardi's Department Store, Inc. D/B/A Cardi's Furniture: admin expenses ÷ assets | 0.67% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14.5M at the end of plan year 2021 to $21M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 443 | $21M | $176K | $413 | 0.67% | Not published | Form 5500 ↗ |
| 2023 | 415 | $18.3M | $197K | $494 | 0.56% | Not published | Form 5500 ↗ |
| 2022 | 441 | $16.3M | $215K | $511 | 0.70% | Not published | Form 5500 ↗ |
| 2021 | 508 | $14.5M | $212K | $469 | 0.71% | Not published | Form 5500 ↗ |
Common questions
Does Cardi's Department Store, Inc. D/B/A Cardi's Furniture match 401(k) contributions?
The match terms for the Cardi'S Department Store, Inc. 401(k) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $176K in employer contributions, about $413 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cardi's Department Store, Inc. D/B/A Cardi's Furniture 401(k) match vested?
The vesting schedule for the Cardi'S Department Store, Inc. 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cardi's Department Store, Inc. D/B/A Cardi's Furniture 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Edelman Financial Engines, LLC. The plan administrator is Cardi'S Department Store, Inc. D/B/A Cardi'S Furniture.
I left Cardi's Department Store, Inc. D/B/A Cardi's Furniture. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cardi'S Department Store, Inc. D/B/A Cardi'S Furniture, (508) 379-7510) or the recordkeeper, Edelman Financial Engines, LLC. The Cardi's Department Store, Inc. D/B/A Cardi's Furniture old 401(k) page lists the contacts from every plan filing. Find an old Cardi's Department Store, Inc. D/B/A Cardi's Furniture 401(k)
Data from the public Form 5500 annual reports Cardi's Department Store, Inc. D/B/A Cardi's Furniture filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cardi's Department Store, Inc. D/B/A Cardi's Furniture. Not financial advice. Report a correction · Methodology