Cardtronics USA 401(k) match, vesting and fees
What Cardtronics USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Carr, Riggs & Ingram, L.L.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,087 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.
| Cardtronics USA: employer contribution per participant | $4,168 | |
| Peer median | $2,556 |
| Cardtronics USA: average balance | $137,559 | |
| Peer median | $100,166 |
| Cardtronics USA: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $417M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 3,184 | $417M | $12.6M | $4,168 | 0.12% | Not published | Form 5500 ↗ |
Other Cardtronics USA plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ncr Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fid Inv Inst Ops Co | Schedule C ↗ |
| Independent auditor | Carr, Riggs & Ingram LLC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Cardtronics USA, Inc. 401(k) Retirement Program
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Cardtronics USA match 401(k) contributions?
The match terms for the Ncr Atleos Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $12.6M in employer contributions, about $4,168 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cardtronics USA 401(k) match vested?
The vesting schedule for the Ncr Atleos Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cardtronics USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Cardtronics USA, Inc..
I left Cardtronics USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cardtronics USA, Inc., (832) 308-4999) or the recordkeeper, Fidelity Investments Institutional. The Cardtronics USA old 401(k) page lists the contacts from every plan filing. Find an old Cardtronics USA 401(k)
Data from the public Form 5500 annual reports Cardtronics USA filed with the U.S. Department of Labor (plan years 2021 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cardtronics USA. Not financial advice. Report a correction · Methodology