Career Certified 401(k) match, vesting and fees
What Career Certified's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Nationwide Insurance | 2023 Schedule C ↗ |
| Independent auditor | Watson Coon Ryan, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
How the plan compares
Plan year 2024 medians for 2,134 defined-contribution plans in educational services with 100 to 499 participants.
| Career Certified: employer contribution per participant | $2,490 | |
| Peer median | $1,684 |
| Career Certified: average balance | $55,762 | |
| Peer median | $62,952 |
| Career Certified: admin expenses ÷ assets | 1.55% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $4.5M at the end of plan year 2023 to $6.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 119 | $6.2M | $276K | $2,490 | 1.55% | Not published | Form 5500 ↗ |
| 2023 | 280 | $4.5M | $305K | $1,664 | 1.16% | Not published | Form 5500 ↗ |
Common questions
Does Career Certified match 401(k) contributions?
The match terms for the Career Certified 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $276K in employer contributions, about $2,490 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Career Certified 401(k) match vested?
The vesting schedule for the Career Certified 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Career Certified 401(k)?
The recordkeeper listed on Schedule C of the plan year 2023 filing is Nationwide Insurance. The plan administrator is Career Certified.
I left Career Certified. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Career Certified, (888) 827-0777) or the recordkeeper, Nationwide Insurance. The Career Certified old 401(k) page lists the contacts from every plan filing. Find an old Career Certified 401(k)
Data from the public Form 5500 annual reports Career Certified filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Career Certified. Not financial advice. Report a correction · Methodology