Cass County Electric Cooperative 401(k) match, vesting and fees
What Cass County Electric Cooperative's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Alerus Financial, N.A. | Schedule C ↗ |
| Independent auditor | Eide Bailly, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 127 defined-contribution plans in utilities with 100 to 499 participants.
| Cass County Electric Cooperative: employer contribution per participant | $5,950 | |
| Peer median | $3,995 |
| Cass County Electric Cooperative: average balance | $319,247 | |
| Peer median | $115,215 |
| Cass County Electric Cooperative: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.29% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $42.9M at the end of plan year 2021 to $43.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 139 | $43.4M | $809K | $5,950 | 0.08% | Not published | Form 5500 ↗ |
| 2024 | 133 | $41M | $791K | $5,947 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 129 | $36.5M | $739K | $5,730 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 145 | $35.3M | $725K | $5,413 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 124 | $42.9M | $689K | $5,646 | 0.11% | Not published | Form 5500 ↗ |
Common questions
Does Cass County Electric Cooperative match 401(k) contributions?
The match terms for the Cass County Electric Cooperative, Inc. Safe Harbor 401(k) Salary Reduction Plan and Trust have not been published from its filing yet. The plan year 2025 filing reports $809K in employer contributions, about $5,950 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cass County Electric Cooperative 401(k) match vested?
The vesting schedule for the Cass County Electric Cooperative, Inc. Safe Harbor 401(k) Salary Reduction Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cass County Electric Cooperative 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Alerus Financial, N.A.. The plan administrator is Cass County Electric Cooperative, Inc..
I left Cass County Electric Cooperative. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cass County Electric Cooperative, Inc., (701) 356-4401) or the recordkeeper, Alerus Financial, N.A.. The Cass County Electric Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Cass County Electric Cooperative 401(k)
Data from the public Form 5500 annual reports Cass County Electric Cooperative filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cass County Electric Cooperative. Not financial advice. Report a correction · Methodology