Centracare Health System 401(k) match, vesting and fees
What Centracare Health System's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 49 defined-contribution plans in health care and social assistance with 10,000 to 49,999 participants.
| Centracare Health System: employer contribution per participant | $3,490 | |
| Peer median | $2,281 |
| Centracare Health System: average balance | $99,376 | |
| Peer median | $78,681 |
| Centracare Health System: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.07% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $923M at the end of plan year 2021 to $1.5B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 15,141 | $1.5B | $51.6M | $3,490 | 0.09% | Not published | Form 5500 ↗ |
| 2024 | 15,736 | $1.2B | $49.5M | $3,270 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 15,855 | $1B | $47.8M | $3,097 | 0.11% | Not published | Form 5500 ↗ |
| 2022 | 16,188 | $819M | $47M | $3,009 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 16,502 | $923M | $55.1M | $3,663 | 0.10% | Not published | Form 5500 ↗ |
Other Centracare Health System plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Centracare Health System 403(b) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
Common questions
Does Centracare Health System match 401(k) contributions?
The match terms for the Centracare Health System Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $51.6M in employer contributions, about $3,490 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Centracare Health System 401(k) match vested?
The vesting schedule for the Centracare Health System Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Centracare Health System 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Centracare Health System.
I left Centracare Health System. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Centracare Health System, (320) 255-5645) or the recordkeeper, Fidelity Investments Institutional. The Centracare Health System old 401(k) page lists the contacts from every plan filing. Find an old Centracare Health System 401(k)
Data from the public Form 5500 annual reports Centracare Health System filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Centracare Health System. Not financial advice. Report a correction · Methodology