Central Bank Illinois 401(k) match, vesting and fees
What Central Bank Illinois' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Epic Retirement Plan Services | Schedule C ↗ |
| Independent auditor | Striegel Knobloch & Company, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Central Bank Illinois: employer contribution per participant | $6,523 | |
| Peer median | $3,122 |
| Central Bank Illinois: average balance | $289,077 | |
| Peer median | $111,687 |
| Central Bank Illinois: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $43M at the end of plan year 2021 to $56.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 201 | $56.9M | $1.3M | $6,523 | 0.05% | Not published | Form 5500 ↗ |
| 2024 | 204 | $51.2M | $1.4M | $7,416 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 197 | $46.3M | $1.3M | $6,626 | 0.04% | Not published | Form 5500 ↗ |
| 2022 | 206 | $39.7M | $1.2M | $6,198 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 206 | $43M | $1.1M | $5,770 | 0.04% | Not published | Form 5500 ↗ |
Common questions
Does Central Bank Illinois match 401(k) contributions?
The match terms for the Central Bank Illinois 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $1.3M in employer contributions, about $6,523 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Central Bank Illinois 401(k) match vested?
The vesting schedule for the Central Bank Illinois 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Central Bank Illinois 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Epic Retirement Plan Services. The plan administrator is Central Bank Illinois.
I left Central Bank Illinois. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Central Bank Illinois, (309) 944-1622) or the recordkeeper, Epic Retirement Plan Services. The Central Bank Illinois old 401(k) page lists the contacts from every plan filing. Find an old Central Bank Illinois 401(k)
Data from the public Form 5500 annual reports Central Bank Illinois filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Central Bank Illinois. Not financial advice. Report a correction · Methodology