Central Garden & Pet 401(k) match, vesting and fees
What Central Garden & Pet's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Baker Tilly US, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 25 defined-contribution plans in retail trade with 5,000 to 9,999 participants.
| Central Garden & Pet: employer contribution per participant | $1,693 | |
| Peer median | $1,062 |
| Central Garden & Pet: average balance | $82,821 | |
| Peer median | $57,877 |
| Central Garden & Pet: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.13% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $413M at the end of plan year 2021 to $444M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 5,813 | $444M | $9.1M | $1,693 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 6,076 | $435M | $8.2M | $1,374 | 0.07% | Not published | Form 5500 ↗ |
| 2023 | 6,217 | $408M | $9.1M | $1,560 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 6,203 | $368M | $9.2M | $1,598 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 6,194 | $413M | $7.8M | $1,493 | 0.05% | Not published | Form 5500 ↗ |
Other Central Garden & Pet plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
General Pet 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Jpmorgan Invest Holdings LLC | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Central Garden & Pet match 401(k) contributions?
The match terms for the Central Garden & Pet Company Investment Growth Plan have not been published from its filing yet. The plan year 2025 filing reports $9.1M in employer contributions, about $1,693 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Central Garden & Pet 401(k) match vested?
The vesting schedule for the Central Garden & Pet Company Investment Growth Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Central Garden & Pet 401(k)?
The filing names Central Garden & Pet Company as plan administrator; it does not list a recordkeeper.
I left Central Garden & Pet. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Central Garden & Pet Company, (925) 948-3676). The Central Garden & Pet old 401(k) page lists the contacts from every plan filing. Find an old Central Garden & Pet 401(k)
Data from the public Form 5500 annual reports Central Garden & Pet filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Central Garden & Pet. Not financial advice. Report a correction · Methodology