Central Insurance 401(k) match, vesting and fees
What Central Insurance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Plante & Moran , PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Central Insurance: employer contribution per participant | $5,167 | |
| Peer median | $3,090 |
| Central Insurance: average balance | $231,079 | |
| Peer median | $119,169 |
| Central Insurance: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $186M at the end of plan year 2021 to $231M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,002 | $231M | $5.2M | $5,167 | 0.05% | Not published | Form 5500 ↗ |
| 2024 | 1,008 | $196M | $1.2M | $1,185 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 982 | $178M | $1.6M | $1,669 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 907 | $149M | $5.3M | $5,884 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 760 | $186M | $3.9M | $5,172 | 0.04% | Not published | Form 5500 ↗ |
Other Central Insurance plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Group Pension Plan for Employees of Central Insurance Company
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Plante & Moran PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Central Insurance match 401(k) contributions?
The match terms for the Central Employees' Savings and Profit Participation Plan have not been published from its filing yet. The plan year 2025 filing reports $5.2M in employer contributions, about $5,167 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Central Insurance 401(k) match vested?
The vesting schedule for the Central Employees' Savings and Profit Participation Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Central Insurance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is The Vanguard Group, Inc.. The plan administrator is Central Employees' Svgs and Profit Participation Plan Admin. Committee.
I left Central Insurance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Central Employees' Svgs and Profit Participation Plan Admin. Committee, (419) 238-1010) or the recordkeeper, The Vanguard Group, Inc.. The Central Insurance old 401(k) page lists the contacts from every plan filing. Find an old Central Insurance 401(k)
Data from the public Form 5500 annual reports Central Insurance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Central Insurance. Not financial advice. Report a correction · Methodology