Certified Folder Display Service 401(k) match, vesting and fees
What Certified Folder Display Service's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Jgd & Associates LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Certified Folder Display Service: employer contribution per participant | $112 | |
| Peer median | $2,719 |
| Certified Folder Display Service: average balance | $36,364 | |
| Peer median | $85,424 |
| Certified Folder Display Service: admin expenses ÷ assets | 0.45% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7.4M at the end of plan year 2021 to $4.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 145 | $4.5M | $14K | $112 | 0.45% | Not published | Form 5500 ↗ |
| 2024 | 149 | $5.2M | $14K | $114 | 0.49% | Not published | Form 5500 ↗ |
| 2023 | 129 | $4.8M | $13K | $114 | 0.41% | Not published | Form 5500 ↗ |
| 2022 | 132 | $6.3M | $4,604 | $36 | 0.47% | Not published | Form 5500 ↗ |
| 2021 | 124 | $7.4M | $0 | $0 | 0.51% | Not published | Form 5500 ↗ |
Common questions
Does Certified Folder Display Service match 401(k) contributions?
The match terms for the Certified Folder Display Service, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $14K in employer contributions, about $112 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Certified Folder Display Service 401(k) match vested?
The vesting schedule for the Certified Folder Display Service, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Certified Folder Display Service 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Certified Folder Display Service.
I left Certified Folder Display Service. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Certified Folder Display Service, (760) 727-5100) or the recordkeeper, Fidelity Investments Institutional. The Certified Folder Display Service old 401(k) page lists the contacts from every plan filing. Find an old Certified Folder Display Service 401(k)
Data from the public Form 5500 annual reports Certified Folder Display Service filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Certified Folder Display Service. Not financial advice. Report a correction · Methodology