Chamber of Commerce of the United States of America 401(k) match, vesting and fees

Plan year 2024 filingSmart Plan for Employees of the Chamber of Commerce of the United States of America · Plan 002 · EIN 53-0045720Updated Oct 2026

What Chamber of Commerce of the United States of America's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $7.4M in employer contributions, about $6,325 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$188,895
Average account balance
1,768
Participants (end of year)
$221M
Plan assets (end of year)
0.08%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorErnst & Young LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 263 defined-contribution plans in other services with 1,000 to 4,999 participants.

Chamber of Commerce of the United States of America: employer contribution per participant$6,325
Peer median$1,431
Chamber of Commerce of the United States of America: average balance$188,895
Peer median$42,646
Chamber of Commerce of the United States of America: admin expenses ÷ assets0.08%
Peer median0.23%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $188M at the end of plan year 2021 to $221M at the end of plan year 2024.

$188M2021$160M2022$193M2023$221M2024
End-of-year figures from each plan year's Form 5500 filing for the Chamber of Commerce of the United States of America plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20241,768$221M$7.4M$6,3250.08%Not publishedForm 5500 ↗
20231,194$193M$6.9M$6,1080.07%Not publishedForm 5500 ↗
20221,144$160M$6.4M$5,8810.08%Not publishedForm 5500 ↗
20211,079$188M$5.8M$5,6300.08%Not publishedForm 5500 ↗

Other Chamber of Commerce of the United States of America plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Retirement Income Plan for Employees of the Chamber of Commerce of the United States of America

Plan 001 · EIN 53-0045720 · plan year 2024 filing
$119,995
Average account balance
1,109
Participants (end of year)
$133M
Plan assets (end of year)
0.18%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperCbizSchedule C ↗
Independent auditorErnst & Young LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Chamber of Commerce of the United States of America match 401(k) contributions?

The match terms for the Smart Plan for Employees of the Chamber of Commerce of the United States of America have not been published from its filing yet. The plan year 2024 filing reports $7.4M in employer contributions, about $6,325 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Chamber of Commerce of the United States of America 401(k) match vested?

The vesting schedule for the Smart Plan for Employees of the Chamber of Commerce of the United States of America is not in the data published so far. Your Summary Plan Description states it.

Who manages the Chamber of Commerce of the United States of America 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Chamber of Commerce of the United States of America.

I left Chamber of Commerce of the United States of America. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Chamber of Commerce of the United States of America, (202) 463-5391) or the recordkeeper, Fidelity Investments Institutional. The Chamber of Commerce of the United States of America old 401(k) page lists the contacts from every plan filing. Find an old Chamber of Commerce of the United States of America 401(k)

Data from the public Form 5500 annual reports Chamber of Commerce of the United States of America filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Chamber of Commerce of the United States of America. Not financial advice. Report a correction · Methodology