Chance Rides 401(k) match, vesting and fees
What Chance Rides' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,042 defined-contribution plans in manufacturing with 100 to 499 participants.
| Chance Rides: employer contribution per participant | $1,510 | |
| Peer median | $1,962 |
| Chance Rides: average balance | $61,573 | |
| Peer median | $75,225 |
| Chance Rides: admin expenses ÷ assets | 0.46% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7M at the end of plan year 2023 to $7.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 128 | $7.8M | $192K | $1,510 | 0.46% | Not published | Form 5500 ↗ |
| 2024 | 122 | $6.8M | $169K | $1,394 | 0.50% | Not published | Form 5500 ↗ |
| 2023 | 133 | $7M | $192K | $1,446 | 0.46% | Not published | 5500-SF ↗ |
Common questions
Does Chance Rides match 401(k) contributions?
The match terms for the Chance Rides, LLC 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $192K in employer contributions, about $1,510 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Chance Rides 401(k) match vested?
The vesting schedule for the Chance Rides, LLC 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Chance Rides 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Chance Rides, LLC.
I left Chance Rides. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Chance Rides, LLC, (316) 789-7707) or the recordkeeper, Principal Life Insurance Company. The Chance Rides old 401(k) page lists the contacts from every plan filing. Find an old Chance Rides 401(k)
Data from the public Form 5500 annual reports Chance Rides filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Chance Rides. Not financial advice. Report a correction · Methodology