Change Academy at Lake of the Ozarks 401(k) match, vesting and fees
What Change Academy at Lake of the Ozarks' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Tanner LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 329 defined-contribution plans in professional, scientific, and technical services with 500 to 999 participants.
| Change Academy at Lake of the Ozarks: employer contribution per participant | $576 | |
| Peer median | $2,682 |
| Change Academy at Lake of the Ozarks: average balance | $29,759 | |
| Peer median | $99,496 |
| Change Academy at Lake of the Ozarks: admin expenses ÷ assets | 0.73% | |
| Peer median | 0.18% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.4M at the end of plan year 2021 to $18.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,669 | $18.9M | $366K | $576 | 0.73% | Not published | Form 5500 ↗ |
| 2024 | 1,612 | $16.3M | $466K | $735 | 0.88% | Not published | Form 5500 ↗ |
| 2023 | 1,559 | $13.8M | $436K | $724 | 0.88% | Not published | Form 5500 ↗ |
| 2022 | 1,501 | $10M | $319K | $581 | 1.06% | Not published | Form 5500 ↗ |
| 2021 | 1,250 | $10.4M | $243K | $542 | 1.14% | Not published | Form 5500 ↗ |
Common questions
Does Change Academy at Lake of the Ozarks match 401(k) contributions?
The match terms for the Embark Behavioral Health 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $366K in employer contributions, about $576 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Change Academy at Lake of the Ozarks 401(k) match vested?
The vesting schedule for the Embark Behavioral Health 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Change Academy at Lake of the Ozarks 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Stancorp Financial Group. The plan administrator is Change Academy at Lake of the Ozarks, LLC.
I left Change Academy at Lake of the Ozarks. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Change Academy at Lake of the Ozarks, LLC, (801) 423-5301) or the recordkeeper, Stancorp Financial Group. The Change Academy at Lake of the Ozarks old 401(k) page lists the contacts from every plan filing. Find an old Change Academy at Lake of the Ozarks 401(k)
Data from the public Form 5500 annual reports Change Academy at Lake of the Ozarks filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Change Academy at Lake of the Ozarks. Not financial advice. Report a correction · Methodology