Chemed 401(k) match, vesting and fees
What Chemed's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Independent auditor | Clark Schaefer Hackett (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 46 defined-contribution plans in management of companies and enterprises with 1,000 to 4,999 participants.
| Chemed: employer contribution per participant | $2,227 | |
| Peer median | $2,622 |
| Chemed: average balance | $89,321 | |
| Peer median | $114,810 |
| Chemed: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $374M at the end of plan year 2021 to $401M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 4,702 | $401M | $10M | $2,227 | 0.05% | Not published | Form 5500 ↗ |
| 2024 | 4,731 | $371M | $9.6M | $2,144 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 4,736 | $352M | $11.2M | $2,485 | 0.06% | Not published | Form 5500 ↗ |
| 2022 | 4,530 | $308M | $12M | $2,830 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 4,381 | $374M | $12.5M | $3,078 | 0.05% | Not published | Form 5500 ↗ |
Common questions
Does Chemed match 401(k) contributions?
The match terms for the Chemed/Roto Rooter Savings & Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $10M in employer contributions, about $2,227 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Chemed 401(k) match vested?
The vesting schedule for the Chemed/Roto Rooter Savings & Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Chemed 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Merrill Lynch, Pierce, Fenner and S. The plan administrator is Administrative Committee/ Chemed Corporation.
I left Chemed. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Administrative Committee/ Chemed Corporation, (513) 762-6900) or the recordkeeper, Merrill Lynch, Pierce, Fenner and S. The Chemed old 401(k) page lists the contacts from every plan filing. Find an old Chemed 401(k)
Data from the public Form 5500 annual reports Chemed filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Chemed. Not financial advice. Report a correction · Methodology