Chicago Clinical Laboratories 401(k) match, vesting and fees

Plan year 2025 filingNicl Laboratories 401(k) Savings and Profit Sharing Plan · Plan 001 · EIN 36-3485686Updated Oct 2026

What Chicago Clinical Laboratories' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $41K in employer contributions, about $344 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$86,070
Average account balance
138
Participants (end of year)
$10.3M
Plan assets (end of year)
0.54%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance CompanySchedule C ↗
Independent auditorCassell Plan Audits (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 2,291 defined-contribution plans in health care and social assistance with 100 to 499 participants.

Chicago Clinical Laboratories: employer contribution per participant$344
Peer median$1,440
Chicago Clinical Laboratories: average balance$86,070
Peer median$38,351
Chicago Clinical Laboratories: admin expenses ÷ assets0.54%
Peer median0.47%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $9.8M at the end of plan year 2021 to $10.3M at the end of plan year 2025.

$9.8M2021$8.7M2022$9.2M2023$9.8M2024$10.3M2025
End-of-year figures from each plan year's Form 5500 filing for the Chicago Clinical Laboratories plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025138$10.3M$41K$3440.54%Not publishedForm 5500 ↗
2024164$9.8M$45K$3430.46%Not publishedForm 5500 ↗
2023159$9.2M$44K$3400.47%Not publishedForm 5500 ↗
2022197$8.7M$44K$3260.51%Not publishedForm 5500 ↗
2021206$9.8M$45K$3060.57%Not publishedForm 5500 ↗

Common questions

Does Chicago Clinical Laboratories match 401(k) contributions?

The match terms for the Nicl Laboratories 401(k) Savings and Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $41K in employer contributions, about $344 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Chicago Clinical Laboratories 401(k) match vested?

The vesting schedule for the Nicl Laboratories 401(k) Savings and Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Chicago Clinical Laboratories 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is Chicago Clinical Laboratories, Ltd.

I left Chicago Clinical Laboratories. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Chicago Clinical Laboratories, Ltd, (847) 509-9779) or the recordkeeper, Empower Annuity Insurance Company. The Chicago Clinical Laboratories old 401(k) page lists the contacts from every plan filing. Find an old Chicago Clinical Laboratories 401(k)

Data from the public Form 5500 annual reports Chicago Clinical Laboratories filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Chicago Clinical Laboratories. Not financial advice. Report a correction · Methodology