Churchill Downs 401(k) match, vesting and fees
What Churchill Downs' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Dean Dorton (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 135 defined-contribution plans in arts, entertainment, and recreation with 1,000 to 4,999 participants.
| Churchill Downs: employer contribution per participant | $1,908 | |
| Peer median | $1,412 |
| Churchill Downs: average balance | $56,801 | |
| Peer median | $54,020 |
| Churchill Downs: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.16% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $172M at the end of plan year 2023 to $210M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 10,219 | $210M | $7M | $1,908 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 8,531 | $172M | $5.1M | $1,452 | 0.14% | Not published | Form 5500 ↗ |
Common questions
Does Churchill Downs match 401(k) contributions?
The match terms for the Churchill Downs Incorporated 401(k) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $7M in employer contributions, about $1,908 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Churchill Downs 401(k) match vested?
The vesting schedule for the Churchill Downs Incorporated 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Churchill Downs 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Churchill Downs Incorporated.
I left Churchill Downs. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Churchill Downs Incorporated, (502) 638-3887) or the recordkeeper, Fidelity Investments Institutional. The Churchill Downs old 401(k) page lists the contacts from every plan filing. Find an old Churchill Downs 401(k)
Data from the public Form 5500 annual reports Churchill Downs filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Churchill Downs. Not financial advice. Report a correction · Methodology