Cincinnati Financial 401(k) match, vesting and fees
What Cincinnati Financial's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Deloitte and Touche LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 27 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| Cincinnati Financial: employer contribution per participant | $4,921 | |
| Peer median | $3,569 |
| Cincinnati Financial: average balance | $238,218 | |
| Peer median | $136,119 |
| Cincinnati Financial: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.05% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.1B at the end of plan year 2021 to $1.5B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 6,518 | $1.5B | $31.4M | $4,921 | 0.05% | Not published | Form 5500 ↗ |
| 2024 | 6,394 | $1.3B | $28.6M | $4,552 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 6,242 | $1.1B | $26.3M | $4,290 | 0.07% | Not published | Form 5500 ↗ |
| 2022 | 6,035 | $893M | $24.2M | $4,085 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 5,895 | $1.1B | $21.8M | $3,772 | 0.03% | Not published | Form 5500 ↗ |
Other Cincinnati Financial plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Cincinnati Financial Corporation Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Deloitte & Touche LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Cincinnati Financial match 401(k) contributions?
The match terms for the Cincinnati Financial Corporation Tax-Qualified Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $31.4M in employer contributions, about $4,921 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cincinnati Financial 401(k) match vested?
The vesting schedule for the Cincinnati Financial Corporation Tax-Qualified Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cincinnati Financial 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Cfc Employee Benefits Committee.
I left Cincinnati Financial. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cfc Employee Benefits Committee, (513) 603-5075) or the recordkeeper, Fidelity Investments Institutional. The Cincinnati Financial old 401(k) page lists the contacts from every plan filing. Find an old Cincinnati Financial 401(k)
Data from the public Form 5500 annual reports Cincinnati Financial filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cincinnati Financial. Not financial advice. Report a correction · Methodology