Citizens for Citizens 403(b) match, vesting and fees
What Citizens for Citizens' 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Daniel Dennis & Company LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 942 defined-contribution plans in other services with 100 to 499 participants.
| Citizens for Citizens: employer contribution per participant | $2,179 | |
| Peer median | $1,890 |
| Citizens for Citizens: average balance | $63,979 | |
| Peer median | $56,033 |
| Citizens for Citizens: admin expenses ÷ assets | 0.59% | |
| Peer median | 0.37% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.9M at the end of plan year 2021 to $12.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 292 | $12.3M | $421K | $2,179 | 0.59% | Not published | Form 5500 ↗ |
| 2024 | 273 | $11.5M | $380K | $2,174 | 0.43% | Not published | Form 5500 ↗ |
| 2023 | 266 | $10.9M | $327K | $1,955 | 0.43% | Not published | Form 5500 ↗ |
| 2022 | 243 | $10M | $279K | $1,838 | 0.40% | Not published | Form 5500 ↗ |
| 2021 | 225 | $12.9M | $242K | $1,678 | 0.47% | Not published | Form 5500 ↗ |
Common questions
Does Citizens for Citizens match 401(k) contributions?
The match terms for the Citizens for Citizens, Inc. Tax Sheltered Annuity Plan have not been published from its filing yet. The plan year 2025 filing reports $421K in employer contributions, about $2,179 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Citizens for Citizens 401(k) match vested?
The vesting schedule for the Citizens for Citizens, Inc. Tax Sheltered Annuity Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Citizens for Citizens 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Citizens for Citizens, Inc..
I left Citizens for Citizens. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Citizens for Citizens, Inc., (508) 679-0041) or the recordkeeper, Principal Life Insurance Company. The Citizens for Citizens old 401(k) page lists the contacts from every plan filing. Find an old Citizens for Citizens 401(k)
Data from the public Form 5500 annual reports Citizens for Citizens filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Citizens for Citizens. Not financial advice. Report a correction · Methodology