Find an old Cleveland-Cliffs 401(k)

Who to contact about an account in each of the 2 Cleveland-Cliffs plans, from the filings. Free, no sign-up, no Social Security number.

Cleveland-Cliffs Inc. & Its Associated Employers Salaried Employees Savings Plan

Cleveland-Cliffs Inc. · Plan 010 · EIN 34-1464672 · Cleveland, OH

Active · plan year 2024 filing401(k)
Plan administratorEmployee Benefits Admin Dept.
200 Public Square, Suite 3300, Cleveland, OH 44114-2315
Form 5500 ↗
Recordkeeper (who holds the accounts)Fidelity Inv Inst Operations CoSchedule C ↗
Former employees with balances373 separated participants still had money in the planForm 5500 ↗

Pension Plan for Employees of Cleveland-Cliffs Inc and Its Associated Employers

Cleveland-Cliffs Inc. · Plan 003 · EIN 34-1464672 · Cleveland, OH

Terminated · plan year 2023 filingPension (defined benefit)
Plan administratorEmployee Benefits Admin Dept. Attn Kurt J. Holland
200 Public Square, Suite 3300, Cleveland, OH 44114-2315
Form 5500 ↗
Recordkeeper (who holds the accounts)BNY MellonSchedule C ↗
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2023 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Cleveland-Cliffs 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Cleveland-Cliffs 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Employee Benefits Admin Dept., (216) 694-5505. The accounts are held by the recordkeeper, Fidelity Inv Inst Operations Co. Have your Social Security number and dates of employment ready.

What is the Cleveland-Cliffs 401(k) phone number?

The plan administrator phone number on the plan year 2024 filing is (216) 694-5505.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Cleveland-Cliffs and does not hold accounts. Not financial advice. Report a correction