Cold Heading 401(k) match, vesting and fees
What Cold Heading's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T Rowe Price Rps Inc | Schedule C ↗ |
| Independent auditor | Doeren Mayhew Assurance (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 408 defined-contribution plans in manufacturing with 500 to 999 participants.
| Cold Heading: employer contribution per participant | $749 | |
| Peer median | $2,176 |
| Cold Heading: average balance | $97,510 | |
| Peer median | $86,901 |
| Cold Heading: admin expenses ÷ assets | 0.21% | |
| Peer median | 0.16% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $66.7M at the end of plan year 2021 to $56.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 615 | $56.9M | $438K | $749 | 0.21% | Not published | Form 5500 ↗ |
| 2024 | 609 | $52.3M | $444K | $758 | 0.13% | Not published | Form 5500 ↗ |
| 2023 | 1,136 | $72.7M | $1.6M | $1,437 | 0.28% | Not published | Form 5500 ↗ |
| 2022 | 2,737 | $55.6M | $1.4M | $566 | 0.26% | Not published | Form 5500 ↗ |
| 2021 | 2,802 | $66.7M | $1.2M | $476 | 0.29% | Not published | Form 5500 ↗ |
Common questions
Does Cold Heading match 401(k) contributions?
The match terms for the The Cold Heading Group 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $438K in employer contributions, about $749 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cold Heading 401(k) match vested?
The vesting schedule for the The Cold Heading Group 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cold Heading 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is T Rowe Price Rps Inc. The plan administrator is The Cold Heading Company.
I left Cold Heading. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The Cold Heading Company, (586) 497-7000) or the recordkeeper, T Rowe Price Rps Inc. The Cold Heading old 401(k) page lists the contacts from every plan filing. Find an old Cold Heading 401(k)
Data from the public Form 5500 annual reports Cold Heading filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cold Heading. Not financial advice. Report a correction · Methodology