Cold Spring Granite 401(k) match, vesting and fees
What Cold Spring Granite's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Bergan Kdv (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,612 defined-contribution plans in manufacturing with 500 to 999 participants.
| Cold Spring Granite: employer contribution per participant | $2,253 | |
| Peer median | $2,038 |
| Cold Spring Granite: average balance | $139,571 | |
| Peer median | $72,907 |
| Cold Spring Granite: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $134M at the end of plan year 2021 to $139M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,040 | $139M | $2.2M | $2,253 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 1,032 | $132M | $2.2M | $2,203 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 1,051 | $117M | $2.1M | $1,997 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 1,005 | $134M | $1.7M | $1,759 | 0.11% | Not published | Form 5500 ↗ |
Common questions
Does Cold Spring Granite match 401(k) contributions?
The match terms for the Cold Spring Granite Company 401(k) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $2.2M in employer contributions, about $2,253 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cold Spring Granite 401(k) match vested?
The vesting schedule for the Cold Spring Granite Company 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cold Spring Granite 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Cold Spring Granite Company.
I left Cold Spring Granite. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cold Spring Granite Company, (320) 685-4603) or the recordkeeper, Empower Annuity Insurance Company O. The Cold Spring Granite old 401(k) page lists the contacts from every plan filing. Find an old Cold Spring Granite 401(k)
Data from the public Form 5500 annual reports Cold Spring Granite filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cold Spring Granite. Not financial advice. Report a correction · Methodology