Cole's Quality Foods 401(k) match, vesting and fees
What Cole's Quality Foods' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| Cole's Quality Foods: employer contribution per participant | $777 | |
| Peer median | $1,847 |
| Cole's Quality Foods: average balance | $22,286 | |
| Peer median | $65,512 |
| Cole's Quality Foods: admin expenses ÷ assets | 0.69% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.8M at the end of plan year 2021 to $2.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 123 | $2.7M | $93K | $777 | 0.69% | Not published | Form 5500 ↗ |
| 2023 | 112 | $2.3M | $76K | $686 | 0.70% | Not published | Form 5500 ↗ |
| 2022 | 106 | $2M | $74K | $702 | 0.69% | Not published | Form 5500 ↗ |
| 2021 | 106 | $2.8M | $76K | $717 | 0.78% | Not published | Form 5500 ↗ |
Other Cole's Quality Foods plans (4)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Cole'S Quality Foods, Inc. North Liberty Bargaining 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Form 5500-SF ↗ |
Cole'S Quality Foods, Inc. Non-Bargaining 401(k)
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Retirement Plan of Cole'S Quality Foods, Inc. for Employees in a Bargaining Unit
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Retirement Plan of Cole'S Quality Foods, Inc. for Non-Bargaining Unit
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Cole's Quality Foods match 401(k) contributions?
The match terms for the Cole'S Quality Foods, Inc. Bargaining 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $93K in employer contributions, about $777 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cole's Quality Foods 401(k) match vested?
The vesting schedule for the Cole'S Quality Foods, Inc. Bargaining 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cole's Quality Foods 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Cole'S Quality Foods, Inc..
I left Cole's Quality Foods. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cole'S Quality Foods, Inc., (231) 722-1651) or the recordkeeper, Principal Life Insurance Company. The Cole's Quality Foods old 401(k) page lists the contacts from every plan filing. Find an old Cole's Quality Foods 401(k)
Data from the public Form 5500 annual reports Cole's Quality Foods filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cole's Quality Foods. Not financial advice. Report a correction · Methodology