College Track 401(k) match, vesting and fees
What College Track's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Mitchell Titus (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 2,134 defined-contribution plans in educational services with 100 to 499 participants.
| College Track: employer contribution per participant | $2,659 | |
| Peer median | $1,684 |
| College Track: average balance | $37,331 | |
| Peer median | $62,952 |
| College Track: admin expenses ÷ assets | 0.53% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $6.8M at the end of plan year 2021 to $10.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 325 | $10.3M | $734K | $2,659 | 0.53% | Not published | Form 5500 ↗ |
| 2023 | 310 | $7.6M | $556K | $2,326 | 0.56% | Not published | Form 5500 ↗ |
| 2022 | 289 | $6M | $548K | $2,433 | 0.64% | Not published | Form 5500 ↗ |
| 2021 | 245 | $6.8M | $513K | $2,606 | 0.58% | Not published | Form 5500 ↗ |
Common questions
Does College Track match 401(k) contributions?
The match terms for the College Track 401(k) have not been published from its filing yet. The plan year 2024 filing reports $734K in employer contributions, about $2,659 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the College Track 401(k) match vested?
The vesting schedule for the College Track 401(k) is not in the data published so far. Your Summary Plan Description states it.
Who manages the College Track 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is College Track.
I left College Track. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (College Track, (510) 435-7768) or the recordkeeper, Empower Annuity Insurance Company O. The College Track old 401(k) page lists the contacts from every plan filing. Find an old College Track 401(k)
Data from the public Form 5500 annual reports College Track filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with College Track. Not financial advice. Report a correction · Methodology