Columbia Banking System 401(k) match, vesting and fees
What Columbia Banking System's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Delap LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 118 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| Columbia Banking System: employer contribution per participant | $1,672 | |
| Peer median | $3,354 |
| Columbia Banking System: average balance | $102,633 | |
| Peer median | $126,365 |
| Columbia Banking System: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.06% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $695M at the end of plan year 2023 to $761M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 7,528 | $761M | $12.4M | $1,672 | 0.07% | Not published | Form 5500 ↗ |
| 2023 | 7,858 | $695M | $12.1M | $1,547 | 0.06% | Not published | Form 5500 ↗ |
Other Columbia Banking System plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Columbia Bank Cash or Deferred Profit Sharing 401(k) Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T Rowe Price Rps Inc | Schedule C ↗ |
| Independent auditor | Moss Adams LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Columbia Banking System match 401(k) contributions?
The match terms for the Umpqua Bank 401(k) and Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $12.4M in employer contributions, about $1,672 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Columbia Banking System 401(k) match vested?
The vesting schedule for the Umpqua Bank 401(k) and Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Columbia Banking System 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Columbia Banking System, Inc..
I left Columbia Banking System. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Columbia Banking System, Inc., (503) 268-6633) or the recordkeeper, Fidelity Investments Institutional. The Columbia Banking System old 401(k) page lists the contacts from every plan filing. Find an old Columbia Banking System 401(k)
Data from the public Form 5500 annual reports Columbia Banking System filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Columbia Banking System. Not financial advice. Report a correction · Methodology