Commencement Bay Corrugated 401(k) match, vesting and fees

Plan year 2025 filingCommencement Bay Corrugated, Inc. Union 401(k) Plan · Plan 002 · EIN 91-1110658Updated Oct 2026

What Commencement Bay Corrugated's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $503K in employer contributions, about $3,379 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$62,922
Average account balance
153
Participants (end of year)
$9.4M
Plan assets (end of year)
0.47%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperSpectrum Pension Consultants, Inc.Schedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 3,042 defined-contribution plans in manufacturing with 100 to 499 participants.

Commencement Bay Corrugated: employer contribution per participant$3,379
Peer median$1,962
Commencement Bay Corrugated: average balance$62,922
Peer median$75,225
Commencement Bay Corrugated: admin expenses ÷ assets0.47%
Peer median0.32%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $4.6M at the end of plan year 2021 to $9.4M at the end of plan year 2025.

$4.6M2021$4.4M2022$5.8M2023$7.3M2024$9.4M2025
End-of-year figures from each plan year's Form 5500 filing for the Commencement Bay Corrugated plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025153$9.4M$503K$3,3790.47%Not publishedForm 5500 ↗
2024152$7.3M$470K$3,1750.70%Not publishedForm 5500 ↗
2023154$5.8M$446K$3,0350.87%Not publishedForm 5500 ↗
2022148$4.4M$435K$3,0420.91%Not publishedForm 5500 ↗
2021146$4.6M$367K$2,6770.74%Not publishedForm 5500 ↗

Other Commencement Bay Corrugated plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Commencement Bay Corrugated, Inc. 401(k) Ret Svgs Plan

Plan 001 · EIN 91-1110658 · plan year 2025 filing
$233,730
Average account balance
37
Participants (end of year)
$7.9M
Plan assets (end of year)
0.30%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

Common questions

Does Commencement Bay Corrugated match 401(k) contributions?

The match terms for the Commencement Bay Corrugated, Inc. Union 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $503K in employer contributions, about $3,379 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Commencement Bay Corrugated 401(k) match vested?

The vesting schedule for the Commencement Bay Corrugated, Inc. Union 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Commencement Bay Corrugated 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Spectrum Pension Consultants, Inc.. The plan administrator is Commencement Bay Corrugated, Inc..

I left Commencement Bay Corrugated. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Commencement Bay Corrugated, Inc., (253) 845-3100) or the recordkeeper, Spectrum Pension Consultants, Inc.. The Commencement Bay Corrugated old 401(k) page lists the contacts from every plan filing. Find an old Commencement Bay Corrugated 401(k)

Data from the public Form 5500 annual reports Commencement Bay Corrugated filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Commencement Bay Corrugated. Not financial advice. Report a correction · Methodology