Commerce 401(k) match, vesting and fees

Plan year 2022 filingBigcommerce 401(k) Plan · Plan 001 · EIN 26-4307177Updated Oct 2026

What Commerce's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2022 filing reports $0 in employer contributions, about $0 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2022 Form 5500 ↗
$21,154
Average account balance
1,406
Participants (end of year)
$28.8M
Plan assets (end of year)
0.26%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Workplace Services, LLCSchedule C ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2022 medians for 1,019 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.

Commerce: employer contribution per participant$0
Peer median$2,315
Commerce: average balance$21,154
Peer median$75,561
Commerce: admin expenses ÷ assets0.26%
Peer median0.11%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets were $28.8M at the end of plan year 2022.

$28.8M2022
End-of-year figures from each plan year's Form 5500 filing for the Commerce plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20221,406$28.8M$0$00.26%Not publishedForm 5500 ↗

Other Commerce plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Commerce 401(k) Plan

Plan 002 · EIN 26-4307177 · plan year 2025 filing
$59,444
Average account balance
1,119
Participants (end of year)
$63.4M
Plan assets (end of year)
0.32%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Workplace Services, LLCSchedule C ↗
Independent auditorLauterbach Borschow Company (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Common questions

Does Commerce match 401(k) contributions?

The match terms for the Bigcommerce 401(k) Plan have not been published from its filing yet. The plan year 2022 filing reports $0 in employer contributions, about $0 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Commerce 401(k) match vested?

The vesting schedule for the Bigcommerce 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Commerce 401(k)?

The recordkeeper listed on Schedule C of the plan year 2022 filing is Fidelity Workplace Services, LLC. The plan administrator is Fidelity Management Trust Company.

I left Commerce. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Fidelity Management Trust Company, (859) 386-4199) or the recordkeeper, Fidelity Workplace Services, LLC. The Commerce old 401(k) page lists the contacts from every plan filing. Find an old Commerce 401(k)

Data from the public Form 5500 annual reports Commerce filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Commerce. Not financial advice. Report a correction · Methodology