Commonwealth Business Bank 401(k) match, vesting and fees
What Commonwealth Business Bank's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | United Planners Fncl Svcs of Americ | Schedule C ↗ |
| Independent auditor | Lee Cpa Audit Group (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Commonwealth Business Bank: employer contribution per participant | $2,948 | |
| Peer median | $3,122 |
| Commonwealth Business Bank: average balance | $79,512 | |
| Peer median | $111,687 |
| Commonwealth Business Bank: admin expenses ÷ assets | 0.15% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $18M at the end of plan year 2021 to $23M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 308 | $23M | $852K | $2,948 | 0.15% | Not published | Form 5500 ↗ |
| 2024 | 300 | $20M | $863K | $3,019 | 0.22% | Not published | Form 5500 ↗ |
| 2023 | 281 | $18.5M | $860K | $3,257 | 0.47% | Not published | Form 5500 ↗ |
| 2022 | 283 | $16.9M | $964K | $3,572 | 0.25% | Not published | Form 5500 ↗ |
| 2021 | 255 | $18M | $547K | $2,289 | 0.27% | Not published | Form 5500 ↗ |
Common questions
Does Commonwealth Business Bank match 401(k) contributions?
The match terms for the Commonwealth Business Bank 401k Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $852K in employer contributions, about $2,948 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Commonwealth Business Bank 401(k) match vested?
The vesting schedule for the Commonwealth Business Bank 401k Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Commonwealth Business Bank 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is United Planners Fncl Svcs of Americ. The plan administrator is Commonwealth Business Bank.
I left Commonwealth Business Bank. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Commonwealth Business Bank, (323) 988-3028) or the recordkeeper, United Planners Fncl Svcs of Americ. The Commonwealth Business Bank old 401(k) page lists the contacts from every plan filing. Find an old Commonwealth Business Bank 401(k)
Data from the public Form 5500 annual reports Commonwealth Business Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Commonwealth Business Bank. Not financial advice. Report a correction · Methodology