Community Funds retirement plan: assets, participants and fees
What Community Funds' retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Milliman, Inc. | Schedule C ↗ |
| Independent auditor | Pkf O'Connor Davies, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 14 pension plans in other services with 100 to 499 participants.
| Community Funds: employer contribution per participant | $4,091 | |
| Peer median | $3,461 |
| Community Funds: average balance | $350,964 | |
| Peer median | $187,326 |
| Community Funds: admin expenses ÷ assets | 0.59% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $45.9M at the end of plan year 2021 to $54.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 156 | $54.8M | $638K | $4,091 | 0.59% | Not published | Form 5500 ↗ |
| 2024 | 152 | $51.1M | $436K | $2,867 | 0.61% | Not published | Form 5500 ↗ |
| 2023 | 143 | $46.1M | $1.4M | $9,594 | 0.56% | Not published | Form 5500 ↗ |
| 2022 | 140 | $37.5M | $1.1M | $7,807 | 0.58% | Not published | Form 5500 ↗ |
| 2021 | 126 | $45.9M | $1M | $8,069 | 0.55% | Not published | Form 5500 ↗ |
Common questions
Does Community Funds match 401(k) contributions?
The match terms for the The New York Community Trust Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $638K in employer contributions, about $4,091 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Community Funds 401(k) match vested?
The vesting schedule for the The New York Community Trust Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Community Funds 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Milliman, Inc.. The plan administrator is Community Funds Inc..
I left Community Funds. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Community Funds Inc., (212) 686-0010) or the recordkeeper, Milliman, Inc.. The Community Funds old 401(k) page lists the contacts from every plan filing. Find an old Community Funds 401(k)
Data from the public Form 5500 annual reports Community Funds filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Community Funds. Not financial advice. Report a correction · Methodology