Community, Work and Independence 401(k) match, vesting and fees
What Community, Work and Independence's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Glens Falls National Bank and Trust | Schedule C ↗ |
| Independent auditor | Bonadio & Co., LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.
| Community, Work and Independence: employer contribution per participant | $659 | |
| Peer median | $1,803 |
| Community, Work and Independence: average balance | $23,015 | |
| Peer median | $48,934 |
| Community, Work and Independence: admin expenses ÷ assets | 0.29% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3.9M at the end of plan year 2021 to $4.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 300 | $4.3M | $123K | $659 | 0.29% | Not published | Form 5500 ↗ |
| 2023 | 237 | $4M | $112K | $595 | 0.26% | Not published | Form 5500 ↗ |
| 2022 | 219 | $3.3M | $125K | $892 | 0.21% | Not published | Form 5500 ↗ |
| 2021 | 230 | $3.9M | $119K | $638 | 0.19% | Not published | Form 5500 ↗ |
Other Community, Work and Independence plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Community, Work, and Independence, Inc. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Glens Falls National Bank and Trust | Schedule C ↗ |
| Independent auditor | Bonadio & Co., LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Community, Work and Independence match 401(k) contributions?
The match terms for the Community, Work, and Independence, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $123K in employer contributions, about $659 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Community, Work and Independence 401(k) match vested?
The vesting schedule for the Community, Work, and Independence, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Community, Work and Independence 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Glens Falls National Bank and Trust. The plan administrator is Community, Work, and Independence, Inc..
I left Community, Work and Independence. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Community, Work, and Independence, Inc., (518) 793-4700) or the recordkeeper, Glens Falls National Bank and Trust. The Community, Work and Independence old 401(k) page lists the contacts from every plan filing. Find an old Community, Work and Independence 401(k)
Data from the public Form 5500 annual reports Community, Work and Independence filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Community, Work and Independence. Not financial advice. Report a correction · Methodology