Complete Merchant Solutions 401(k) match, vesting and fees
What Complete Merchant Solutions' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Traveller & Company LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Complete Merchant Solutions: employer contribution per participant | $3,226 | |
| Peer median | $2,868 |
| Complete Merchant Solutions: average balance | $53,426 | |
| Peer median | $95,281 |
| Complete Merchant Solutions: admin expenses ÷ assets | 0.20% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.4M at the end of plan year 2021 to $10M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 187 | $10M | $603K | $3,226 | 0.20% | Not published | Form 5500 ↗ |
| 2023 | 164 | $8.1M | $536K | $3,270 | 0.23% | Not published | Form 5500 ↗ |
| 2022 | 149 | $5.9M | $983K | $6,594 | 0.31% | Not published | Form 5500 ↗ |
| 2021 | 149 | $5.4M | $176K | $1,188 | 0.34% | Not published | 5500-SF ↗ |
Common questions
Does Complete Merchant Solutions match 401(k) contributions?
The match terms for the Complete Merchant Solutions 401(k) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $603K in employer contributions, about $3,226 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Complete Merchant Solutions 401(k) match vested?
The vesting schedule for the Complete Merchant Solutions 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Complete Merchant Solutions 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Complete Merchant Solutions, LLC.
I left Complete Merchant Solutions. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Complete Merchant Solutions, LLC, (801) 623-4000) or the recordkeeper, The Vanguard Group, Inc.. The Complete Merchant Solutions old 401(k) page lists the contacts from every plan filing. Find an old Complete Merchant Solutions 401(k)
Data from the public Form 5500 annual reports Complete Merchant Solutions filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Complete Merchant Solutions. Not financial advice. Report a correction · Methodology