Concept Pharmacy Services 401(k) match, vesting and fees
What Concept Pharmacy Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Alan Goodman, Cpa PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| Concept Pharmacy Services: employer contribution per participant | $2,026 | |
| Peer median | $1,247 |
| Concept Pharmacy Services: average balance | $22,094 | |
| Peer median | $56,979 |
| Concept Pharmacy Services: admin expenses ÷ assets | 0.94% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.3M at the end of plan year 2023 to $3.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 208 | $3.6M | $334K | $2,026 | 0.94% | Not published | Form 5500 ↗ |
| 2024 | 173 | $2.2M | $242K | $1,902 | 0.93% | Not published | 5500-SF ↗ |
| 2023 | 143 | $1.3M | $196K | $2,654 | 1.15% | Not published | 5500-SF ↗ |
Common questions
Does Concept Pharmacy Services match 401(k) contributions?
The match terms for the Concept Pharmacy Services LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $334K in employer contributions, about $2,026 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Concept Pharmacy Services 401(k) match vested?
The vesting schedule for the Concept Pharmacy Services LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Concept Pharmacy Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Concept Pharmacy Services LLC.
I left Concept Pharmacy Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Concept Pharmacy Services LLC, (570) 875-3611) or the recordkeeper, Principal Life Insurance Company. The Concept Pharmacy Services old 401(k) page lists the contacts from every plan filing. Find an old Concept Pharmacy Services 401(k)
Data from the public Form 5500 annual reports Concept Pharmacy Services filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Concept Pharmacy Services. Not financial advice. Report a correction · Methodology