Find an old Concepts of Independence 401(k)
Concepts Salary Deferral 403(b) Plan
Concepts of Independence, Inc. · Plan 005 · EIN 51-0239824 · New York, NY
| Plan administrator | Concepts of Independence, Inc. 120 Wall Street, 9th Floor, New York, NY 10005 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Empower Life & Annuity Insurance | Schedule C ↗ |
| Former employees with balances | 0 separated participants still had money in the plan | Form 5500 ↗ |
Section 403(b) Plan for Concepts of Independence, Inc.
Concepts of Independence, Inc. · Plan 004 · EIN 51-0239824 · New York City, NY
| Plan administrator | Concepts of Independence, Inc. 120 Wall Street Suite 1010, New York City, NY 10005 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) |
Concepts of Independence, Inc. Supplemental Retirement Plan
Concepts of Independence, Inc. · Plan 003 · EIN 51-0239824 · New York, NY
| Plan administrator | Concepts of Independence, Inc. 120 Wall Street 9th Floor, New York, NY 10005 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Empower Life & Annuity Insurance Co | Schedule C ↗ |
| Former employees with balances | 0 separated participants still had money in the plan | Form 5500 ↗ |
Concepts of Independence, Inc. Staff Profit Sharing Plan
Concepts of Independence, Inc. · Plan 002 · EIN 51-0239824 · New York, NM
| Plan administrator | Concepts of Independence, Inc. 120 Wall Street 9th Floor, New York, NM 10005 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Empower Life & Annuity Insurance Co | Schedule C ↗ |
| Former employees with balances | 182 separated participants still had money in the plan | Form 5500 ↗ |
Concepts of Independence, Inc. Defined Benefit Pension
Concepts of Independence, Inc. · Plan 001 · EIN 51-0239824 · New York, NY
| Plan administrator | Concepts of Independence, Inc. 120 Wall St. Suite 1010, New York, NY 10005 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Termination | The plan year 2024 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went. | Form 5500 ↗ |
Concepts of Independence 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Concepts of Independence 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Concepts of Independence, Inc., (212) 293-9999. The accounts are held by the recordkeeper, Empower Life & Annuity Insurance. Have your Social Security number and dates of employment ready.
What is the Concepts of Independence 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (212) 293-9999.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Concepts of Independence and does not hold accounts. Not financial advice. Report a correction