Conifer Holdings 401(k) match, vesting and fees
What Conifer Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Co | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 43,973 defined-contribution plans in finance and insurance with fewer than 100 participants.
| Conifer Holdings: employer contribution per participant | $4,184 | |
| Peer median | $2,965 |
| Conifer Holdings: average balance | $76,779 | |
| Peer median | $91,941 |
| Conifer Holdings: admin expenses ÷ assets | 0.82% | |
| Peer median | 0.19% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16.1M at the end of plan year 2021 to $6.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 101 | $6.9M | $377K | $4,184 | 0.82% | Not published | Form 5500 ↗ |
| 2023 | 167 | $15.6M | $499K | $3,216 | 0.47% | Not published | Form 5500 ↗ |
| 2022 | 183 | $12.6M | $540K | $3,138 | 0.50% | Not published | Form 5500 ↗ |
| 2021 | 182 | $16.1M | $508K | $3,027 | 0.53% | Not published | Form 5500 ↗ |
Common questions
Does Conifer Holdings match 401(k) contributions?
The match terms for the Conifer Holdings, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $377K in employer contributions, about $4,184 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Conifer Holdings 401(k) match vested?
The vesting schedule for the Conifer Holdings, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Conifer Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Co. The plan administrator is Conifer Holdings, Inc..
I left Conifer Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Conifer Holdings, Inc., (248) 480-2094) or the recordkeeper, Empower Annuity Insurance Co. The Conifer Holdings old 401(k) page lists the contacts from every plan filing. Find an old Conifer Holdings 401(k)
Data from the public Form 5500 annual reports Conifer Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Conifer Holdings. Not financial advice. Report a correction · Methodology