Construction & General Laborers' Local 190 Pension retirement plan: assets, participants and fees
What Construction & General Laborers' Local 190 Pension's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Joseph Mccarthy & Associates | Schedule C ↗ |
| Independent auditor | Teal, Becker, & Chiaramonte Cpa PC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 170 pension plans in finance and insurance with 1,000 to 4,999 participants.
| Construction & General Laborers' Local 190 Pension: employer contribution per participant | $8,387 | |
| Peer median | $3,654 |
| Construction & General Laborers' Local 190 Pension: average balance | $83,799 | |
| Peer median | $111,548 |
| Construction & General Laborers' Local 190 Pension: admin expenses ÷ assets | 0.80% | |
| Peer median | 0.36% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $122M at the end of plan year 2021 to $165M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,971 | $165M | $16.5M | $8,387 | 0.80% | Not published | Form 5500 ↗ |
| 2023 | 2,028 | $150M | $15.2M | $7,477 | 0.81% | Not published | Form 5500 ↗ |
| 2022 | 1,976 | $131M | $13.7M | $6,918 | 0.82% | Not published | Form 5500 ↗ |
| 2021 | 1,949 | $122M | $12.9M | $6,601 | 0.90% | Not published | Form 5500 ↗ |
Common questions
Does Construction & General Laborers' Local 190 Pension match 401(k) contributions?
The match terms for the Construction & General Laborers' Local 190 Pension Fund have not been published from its filing yet. The plan year 2024 filing reports $16.5M in employer contributions, about $8,387 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Construction & General Laborers' Local 190 Pension 401(k) match vested?
The vesting schedule for the Construction & General Laborers' Local 190 Pension Fund is not in the data published so far. Your Summary Plan Description states it.
Who manages the Construction & General Laborers' Local 190 Pension 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Joseph Mccarthy & Associates. The plan administrator is Construction & General Laborers' Local 190 Pension.
I left Construction & General Laborers' Local 190 Pension. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Construction & General Laborers' Local 190 Pension, (518) 465-1254) or the recordkeeper, Joseph Mccarthy & Associates. The Construction & General Laborers' Local 190 Pension old 401(k) page lists the contacts from every plan filing. Find an old Construction & General Laborers' Local 190 Pension 401(k)
Data from the public Form 5500 annual reports Construction & General Laborers' Local 190 Pension filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Construction & General Laborers' Local 190 Pension. Not financial advice. Report a correction · Methodology