Consumer Direct Management Solutions 401(k) match, vesting and fees
What Consumer Direct Management Solutions' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Kcoe Isom, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,380 defined-contribution plans in health care and social assistance with 500 to 999 participants.
| Consumer Direct Management Solutions: employer contribution per participant | $0 | |
| Peer median | $1,337 |
| Consumer Direct Management Solutions: average balance | $16,929 | |
| Peer median | $35,764 |
| Consumer Direct Management Solutions: admin expenses ÷ assets | 0.33% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.2M at the end of plan year 2021 to $10.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 5,767 | $10.8M | $295 | $0 | 0.33% | Not published | Form 5500 ↗ |
| 2023 | 3,816 | $7.9M | $14K | $26 | 0.39% | Not published | Form 5500 ↗ |
| 2022 | 3,390 | $5.3M | $0 | $0 | 0.37% | Not published | Form 5500 ↗ |
| 2021 | 3,408 | $5.2M | $424 | $1 | 0.42% | Not published | Form 5500 ↗ |
Common questions
Does Consumer Direct Management Solutions match 401(k) contributions?
The match terms for the Consumer Direct Management Solutions 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $295 in employer contributions, about $0 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Consumer Direct Management Solutions 401(k) match vested?
The vesting schedule for the Consumer Direct Management Solutions 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Consumer Direct Management Solutions 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Consumer Direct Management Solutions.
I left Consumer Direct Management Solutions. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Consumer Direct Management Solutions, (406) 532-1900) or the recordkeeper, Fidelity Investments Institutional. The Consumer Direct Management Solutions old 401(k) page lists the contacts from every plan filing. Find an old Consumer Direct Management Solutions 401(k)
Data from the public Form 5500 annual reports Consumer Direct Management Solutions filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Consumer Direct Management Solutions. Not financial advice. Report a correction · Methodology