Coop Careers 401(k) match, vesting and fees
What Coop Careers' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Gusto Retirement Services, LLC | Schedule C ↗ |
| Independent auditor | Frank, Rimerman & Co. LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 535 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.
| Coop Careers: employer contribution per participant | $1,361 | |
| Peer median | $1,445 |
| Coop Careers: average balance | $21,203 | |
| Peer median | $36,074 |
| Coop Careers: admin expenses ÷ assets | 0.72% | |
| Peer median | 0.52% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $759K at the end of plan year 2021 to $3.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 165 | $3.4M | $218K | $1,361 | 0.72% | Not published | Form 5500 ↗ |
| 2024 | 700 | $2.5M | $406K | $590 | 1.12% | Not published | 5500-SF ↗ |
| 2023 | 145 | $1.7M | $231K | $2,479 | 0.10% | Not published | 5500-SF ↗ |
| 2022 | 249 | $861K | $148K | $1,127 | 0.10% | Not published | Form 5500 ↗ |
| 2021 | 159 | $759K | $106K | $2,042 | 0.08% | Not published | 5500-SF ↗ |
Common questions
Does Coop Careers match 401(k) contributions?
The match terms for the Coop Careers 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $218K in employer contributions, about $1,361 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Coop Careers 401(k) match vested?
The vesting schedule for the Coop Careers 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Coop Careers 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Gusto Retirement Services, LLC. The plan administrator is Accrue 401k, Inc..
I left Coop Careers. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Accrue 401k, Inc., (888) 294-0388) or the recordkeeper, Gusto Retirement Services, LLC. The Coop Careers old 401(k) page lists the contacts from every plan filing. Find an old Coop Careers 401(k)
Data from the public Form 5500 annual reports Coop Careers filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Coop Careers. Not financial advice. Report a correction · Methodology