Cooperative Banks Employees Retirement Association 401(k) match, vesting and fees

Plan year 2025 filingCbera Plan a · Plan 333 · EIN 04-6035593Updated Oct 2026

What Cooperative Banks Employees Retirement Association's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $14.8M in employer contributions, about $3,133 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$187,439
Average account balance
5,092
Participants (end of year)
$888M
Plan assets (end of year)
0.19%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps IncSchedule C ↗
Independent auditorWolf & Company, P.C. (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.

Cooperative Banks Employees Retirement Association: employer contribution per participant$3,133
Peer median$3,266
Cooperative Banks Employees Retirement Association: average balance$187,439
Peer median$137,177
Cooperative Banks Employees Retirement Association: admin expenses ÷ assets0.19%
Peer median0.08%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $773M at the end of plan year 2021 to $888M at the end of plan year 2025.

$773M2021$657M2022$725M2023$813M2024$888M2025
End-of-year figures from each plan year's Form 5500 filing for the Cooperative Banks Employees Retirement Association plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20255,092$888M$14.8M$3,1330.19%Not publishedForm 5500 ↗
20245,036$813M$14.8M$3,0080.21%Not publishedForm 5500 ↗
20235,062$725M$15.6M$3,1370.20%Not publishedForm 5500 ↗
20225,345$657M$15.6M$2,9380.19%Not publishedForm 5500 ↗
20215,084$773M$14.6M$2,8960.18%Not publishedForm 5500 ↗

Other Cooperative Banks Employees Retirement Association plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Cbera Plan C

Plan 334 · EIN 04-6035593 · plan year 2024 filing
$133,249
Average account balance
975
Participants (end of year)
$130M
Plan assets (end of year)
1.04%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorWolf & Company, P.C. (unmodified opinion)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Cooperative Banks Employees Retirement Association match 401(k) contributions?

The match terms for the Cbera Plan a have not been published from its filing yet. The plan year 2025 filing reports $14.8M in employer contributions, about $3,133 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Cooperative Banks Employees Retirement Association 401(k) match vested?

The vesting schedule for the Cbera Plan a is not in the data published so far. Your Summary Plan Description states it.

Who manages the Cooperative Banks Employees Retirement Association 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is T Rowe Price Rps Inc. The plan administrator is Cooperative Banks Employees Retirement Association.

I left Cooperative Banks Employees Retirement Association. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Cooperative Banks Employees Retirement Association, (781) 551-8500) or the recordkeeper, T Rowe Price Rps Inc. The Cooperative Banks Employees Retirement Association old 401(k) page lists the contacts from every plan filing. Find an old Cooperative Banks Employees Retirement Association 401(k)

Data from the public Form 5500 annual reports Cooperative Banks Employees Retirement Association filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cooperative Banks Employees Retirement Association. Not financial advice. Report a correction · Methodology