Cooperative for Human Services 403(b) match, vesting and fees
What Cooperative for Human Services' 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | Schedule C ↗ |
| Independent auditor | Baker Newman Noyes (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,380 defined-contribution plans in health care and social assistance with 500 to 999 participants.
| Cooperative for Human Services: employer contribution per participant | $327 | |
| Peer median | $1,337 |
| Cooperative for Human Services: average balance | $12,040 | |
| Peer median | $35,764 |
| Cooperative for Human Services: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3.1M at the end of plan year 2021 to $6.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 647 | $6.5M | $178K | $327 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 644 | $5.5M | $173K | $333 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 630 | $4.1M | $156K | $316 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 446 | $3.1M | $132K | $317 | 0.11% | Not published | Form 5500 ↗ |
Common questions
Does Cooperative for Human Services match 401(k) contributions?
The match terms for the 403(b) Thrift Plan for Employees of Cooperative for Human Services, Inc. have not been published from its filing yet. The plan year 2024 filing reports $178K in employer contributions, about $327 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cooperative for Human Services 401(k) match vested?
The vesting schedule for the 403(b) Thrift Plan for Employees of Cooperative for Human Services, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cooperative for Human Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Mutual of America Investment Corp. The plan administrator is Cooperative for Human Services.
I left Cooperative for Human Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cooperative for Human Services, (781) 538-4626) or the recordkeeper, Mutual of America Investment Corp. The Cooperative for Human Services old 401(k) page lists the contacts from every plan filing. Find an old Cooperative for Human Services 401(k)
Data from the public Form 5500 annual reports Cooperative for Human Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cooperative for Human Services. Not financial advice. Report a correction · Methodology