Cooperative Insurance Companies 401(k) match, vesting and fees
What Cooperative Insurance Companies' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Oneamerica Retirement Services LLC | Schedule C ↗ |
| Independent auditor | Mcsoley Mccoy & Co (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Cooperative Insurance Companies: employer contribution per participant | $2,769 | |
| Peer median | $2,868 |
| Cooperative Insurance Companies: average balance | $160,493 | |
| Peer median | $95,281 |
| Cooperative Insurance Companies: admin expenses ÷ assets | 0.19% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $17.3M at the end of plan year 2021 to $18.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 118 | $18.8M | $324K | $2,769 | 0.19% | Not published | Form 5500 ↗ |
| 2023 | 123 | $18M | $305K | $2,524 | 0.28% | Not published | 5500-SF ↗ |
| 2022 | 113 | $14.6M | $375K | $3,317 | 0.31% | Not published | 5500-SF ↗ |
| 2021 | 113 | $17.3M | $545K | $4,826 | 0.24% | Not published | 5500-SF ↗ |
Other Cooperative Insurance Companies plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Co-Operative Fire Insurance Association of Vermont Retirement Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Cooperative Insurance Companies match 401(k) contributions?
The match terms for the Co-Operative Insurance Companies 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $324K in employer contributions, about $2,769 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cooperative Insurance Companies 401(k) match vested?
The vesting schedule for the Co-Operative Insurance Companies 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cooperative Insurance Companies 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Oneamerica Retirement Services LLC. The plan administrator is Co-Operative Insurance Companies.
I left Cooperative Insurance Companies. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Co-Operative Insurance Companies, (802) 388-0061) or the recordkeeper, Oneamerica Retirement Services LLC. The Cooperative Insurance Companies old 401(k) page lists the contacts from every plan filing. Find an old Cooperative Insurance Companies 401(k)
Data from the public Form 5500 annual reports Cooperative Insurance Companies filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cooperative Insurance Companies. Not financial advice. Report a correction · Methodology