Core Electric Cooperative 401(k) match, vesting and fees
What Core Electric Cooperative's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Usi Consulting Group | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 127 defined-contribution plans in utilities with 100 to 499 participants.
| Core Electric Cooperative: employer contribution per participant | $3,976 | |
| Peer median | $3,995 |
| Core Electric Cooperative: average balance | $133,856 | |
| Peer median | $115,215 |
| Core Electric Cooperative: admin expenses ÷ assets | 0.01% | |
| Peer median | 0.29% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $36.8M at the end of plan year 2021 to $46.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 358 | $46.2M | $1.4M | $3,976 | 0.01% | Not published | Form 5500 ↗ |
| 2024 | 350 | $39.7M | $1.3M | $3,938 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 340 | $33.5M | $1.1M | $3,723 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 320 | $26.5M | $982K | $3,469 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 289 | $36.8M | $851K | $3,165 | 0.04% | Not published | Form 5500 ↗ |
Other Core Electric Cooperative plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Core Electric Cooperative Variable Annuity Defined Benefit Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Core Electric Cooperative Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Intermountain Rural Electric Association Pension Fully Insured (Non-Union) Defined Benefit Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Core Electric Cooperative match 401(k) contributions?
The match terms for the Core Electric Cooperative 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.4M in employer contributions, about $3,976 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Core Electric Cooperative 401(k) match vested?
The vesting schedule for the Core Electric Cooperative 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Core Electric Cooperative 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Usi Consulting Group. The plan administrator is Core Electric Cooperative.
I left Core Electric Cooperative. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Core Electric Cooperative, (800) 332-9540) or the recordkeeper, Usi Consulting Group. The Core Electric Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Core Electric Cooperative 401(k)
Data from the public Form 5500 annual reports Core Electric Cooperative filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Core Electric Cooperative. Not financial advice. Report a correction · Methodology