Cottage Health 401(k) match, vesting and fees
What Cottage Health's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Ernst and Young (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,281 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Cottage Health: employer contribution per participant | $1,875 | |
| Peer median | $1,358 |
| Cottage Health: average balance | $35,282 | |
| Peer median | $44,442 |
| Cottage Health: admin expenses ÷ assets | 0.26% | |
| Peer median | 0.21% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $69.7M at the end of plan year 2023 to $102M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,986 | $102M | $5.4M | $1,875 | 0.26% | Not published | Form 5500 ↗ |
| 2023 | 2,582 | $69.7M | $4.4M | $1,720 | 0.33% | Not published | Form 5500 ↗ |
Other Cottage Health plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Cottage Health 403(b) Retirement Savings Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Ernst and Young (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Cottage Health Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US LLC | Schedule C ↗ |
| Independent auditor | Ernst & Young LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Cottage Health match 401(k) contributions?
The match terms for the Myfuture 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $5.4M in employer contributions, about $1,875 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cottage Health 401(k) match vested?
The vesting schedule for the Myfuture 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cottage Health 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Cottage Health.
I left Cottage Health. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cottage Health, (805) 569-8970) or the recordkeeper, Fidelity Investments Institutional. The Cottage Health old 401(k) page lists the contacts from every plan filing. Find an old Cottage Health 401(k)
Data from the public Form 5500 annual reports Cottage Health filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cottage Health. Not financial advice. Report a correction · Methodology