Cream-O-Land Dairies 401(k) match, vesting and fees

Plan year 2024 filingCream-O-Land Dairy, Inc. 401(k) Plan · Plan 005 · EIN 22-1436887Updated Oct 2026

What Cream-O-Land Dairies' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The filing does not report employer contributions. Plan year 2024 Form 5500 ↗
$41,159
Average account balance
539
Participants (end of year)
$12M
Plan assets (end of year)
0.49%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperNewport Group, Inc.Schedule C ↗
Independent auditorHerbein & Company, Inc. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2024 medians for 3,074 defined-contribution plans in wholesale trade with 100 to 499 participants.

Cream-O-Land Dairies: employer contribution per participant—
Peer median$1,988
Cream-O-Land Dairies: average balance$41,159
Peer median$75,431
Cream-O-Land Dairies: admin expenses ÷ assets0.49%
Peer median0.31%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $10.8M at the end of plan year 2021 to $12M at the end of plan year 2024.

$10.8M2021$9.4M2022$10.4M2023$12M2024
End-of-year figures from each plan year's Form 5500 filing for the Cream-O-Land Dairies plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024539$12M——0.49%Not publishedForm 5500 ↗
2023532$10.4M$0$00.50%Not publishedForm 5500 ↗
2022502$9.4M——0.57%Not publishedForm 5500 ↗
2021460$10.8M——0.44%Not publishedForm 5500 ↗

Other Cream-O-Land Dairies plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Cream-O-Land Dairy Union Employees Pension Plan

Plan 004 · EIN 22-1436887 · plan year 2025 filing
$3,564
Average account balance
284
Participants (end of year)
$920K
Plan assets (end of year)
0.80%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperAscensus LLCSchedule C ↗
Independent auditorCherry Bekaert LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusProfit-sharing · ActiveForm 5500 ↗

Common questions

Does Cream-O-Land Dairies match 401(k) contributions?

The match terms for the Cream-O-Land Dairy, Inc. 401(k) Plan have not been published from its filing yet.

When is the Cream-O-Land Dairies 401(k) match vested?

The vesting schedule for the Cream-O-Land Dairy, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Cream-O-Land Dairies 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Newport Group, Inc.. The plan administrator is Cream-O-Land Dairy, Inc..

I left Cream-O-Land Dairies. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Cream-O-Land Dairy, Inc., (609) 499-3601) or the recordkeeper, Newport Group, Inc.. The Cream-O-Land Dairies old 401(k) page lists the contacts from every plan filing. Find an old Cream-O-Land Dairies 401(k)

Data from the public Form 5500 annual reports Cream-O-Land Dairies filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cream-O-Land Dairies. Not financial advice. Report a correction · Methodology