Creative Financial Staffing 401(k) match, vesting and fees

Plan year 2025 filingCreative Financial Staffing 401(k) Plan · Plan 001 · EIN 47-1008886Updated Oct 2026

What Creative Financial Staffing's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $832K in employer contributions, about $2,469 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$94,301
Average account balance
1,264
Participants (end of year)
$31.8M
Plan assets (end of year)
0.21%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPark Avenue Securities, LLCSchedule C ↗
Independent auditorWolf & Company P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 535 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.

Creative Financial Staffing: employer contribution per participant$2,469
Peer median$1,445
Creative Financial Staffing: average balance$94,301
Peer median$36,074
Creative Financial Staffing: admin expenses ÷ assets0.21%
Peer median0.52%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $18.7M at the end of plan year 2021 to $31.8M at the end of plan year 2025.

$18.7M2021$17M2022$22.2M2023$26.9M2024$31.8M2025
End-of-year figures from each plan year's Form 5500 filing for the Creative Financial Staffing plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20251,264$31.8M$832K$2,4690.21%Not publishedForm 5500 ↗
2024983$26.9M$1.1M$3,1270.23%Not publishedForm 5500 ↗
2023903$22.2M$1.1M$3,3870.23%Not publishedForm 5500 ↗
2022694$17M$870K$2,9910.23%Not publishedForm 5500 ↗
2021666$18.7M$765K$2,9290.28%Not publishedForm 5500 ↗

Other Creative Financial Staffing plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

First Amended and Restated Creative Financial Staffing, Inc. Employee Stock Ownership Plan

Plan 002 · EIN 47-1008886 · plan year 2025 filing
$337,154
Average account balance
766
Participants (end of year)
$257M
Plan assets (end of year)
0.00%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorWolf & Company, P.C. (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does Creative Financial Staffing match 401(k) contributions?

The match terms for the Creative Financial Staffing 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $832K in employer contributions, about $2,469 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Creative Financial Staffing 401(k) match vested?

The vesting schedule for the Creative Financial Staffing 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Creative Financial Staffing 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Park Avenue Securities, LLC. The plan administrator is Creative Financial Staffing Inc..

I left Creative Financial Staffing. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Creative Financial Staffing Inc., (617) 880-7602) or the recordkeeper, Park Avenue Securities, LLC. The Creative Financial Staffing old 401(k) page lists the contacts from every plan filing. Find an old Creative Financial Staffing 401(k)

Data from the public Form 5500 annual reports Creative Financial Staffing filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Creative Financial Staffing. Not financial advice. Report a correction · Methodology