Creative Planning 401(k) match, vesting and fees
What Creative Planning's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Uhy LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Creative Planning: employer contribution per participant | $4,983 | |
| Peer median | $2,966 |
| Creative Planning: average balance | $119,769 | |
| Peer median | $104,792 |
| Creative Planning: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $199M at the end of plan year 2023 to $270M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,398 | $270M | $11.2M | $4,983 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 2,248 | $199M | $8.7M | $4,105 | 0.08% | Not published | Form 5500 ↗ |
Common questions
Does Creative Planning match 401(k) contributions?
The match terms for the Creative Planning Companies Employer Retirement Contribution Plan have not been published from its filing yet. The plan year 2024 filing reports $11.2M in employer contributions, about $4,983 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Creative Planning 401(k) match vested?
The vesting schedule for the Creative Planning Companies Employer Retirement Contribution Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Creative Planning 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Creative Planning LLC.
I left Creative Planning. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Creative Planning LLC, (913) 338-2727) or the recordkeeper, Principal Life Insurance Company. The Creative Planning old 401(k) page lists the contacts from every plan filing. Find an old Creative Planning 401(k)
Data from the public Form 5500 annual reports Creative Planning filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Creative Planning. Not financial advice. Report a correction · Methodology